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FIRE Number Calculator

Start with a quick estimate. If you want, switch to detailed mode for a cleaner breakdown.

SWR: 4.00%Net need: $0/yrStatus: Income covers expenses

Inputs

Simple first. Detailed optional.

One number. You can switch to detailed later.

Rental cash flow, dividends, pension, etc.

3.5% conservative, 4% typical, 4.5%+ aggressive

Add this to see progress + gap to target.

Misc buffer
Automatically adds a little extra for stuff you forgot.
12%
Buffer adds about $0 / month

Live results

Updates as you type.

Enter your monthly expenses to see your FIRE number.

Optional

Want a second set of eyes?

If you want help tightening assumptions (spending, SWR, healthcare, taxes) and turning this into a simple plan, I offer optional 1:1 coaching. No pressure. DIY is totally fine.

Educational only. Simplified math, not financial advice.